From 1 September to 31 October 2025, enjoy up to HK$2,950 Spending Rewards when spending with your Hang Seng Credit Card at K11 MUSEA and K11 Art Mall!

Reward 1: Exclusive Spending Rewards¹²³

K11 MUSEA

K11 Art Mall

Reward 2: Selected Merchant Offers

Spending with an Eligible Hang Seng Credit Card to enjoy various shopping privileges at selected 85+ merchants.

Please refer here for selected merchants

Reward 3: KLUB 11 Gold Card Membership
Become a KLUB 11 Gold Card Member upon same-day spending of HK$4,000
(Original spending requirement: HK$5,000)

Redemption Counter: Koncierge, G/F, K11 MUSEA or Koncierge, G/F, K11 Art Mall

Redemption Time: 10AM – 10PM

Terms and conditions:

1. ^{Same-day spending is calculated based on a maximum of 4 Eligible Receipts, using the same Eligible Hang Seng Credit Card at K11 Musea or K11 Art Mall (minimum spending of HK$50, excluding spending by K Dollar(s) and/or K11 physical / electronic gift voucher(s)).}
2. ^{Each Hang Seng Credit Card holder has to register as a KLUB 11 and a K Dollar Program Member and bind both membership account to enjoy all rewards.}
3. ^{Each member is entitled to redeem the rewards from each reward tier under Reward 1 once on the date of Eligible Transactions, which is available on a first-come-first-served basis.}
4. ^{The usage rights of the e-voucher(s) are subject to relevant terms and conditions listed on each e-voucher(s) respectively and the terms and conditions of the designated merchants who accept such e-voucher(s).}

Other terms and conditions apply.

To borrow or not to borrow? Borrow only if you can repay!